Niyo Money - Mutual Funds 2.1.6

Niyo Money: A New Era in Investment Management

Niyo Money, formerly known as Goalwise, offers a robust suite of wealth management products designed to enhance the investment experience. The platform aims to simplify the investment process, making it accessible and efficient for users of all expertise levels.

For individuals who find themselves overwhelmed by the process of selecting and managing Mutual Funds, Niyo Money positions itself as a comprehensive solution. It addresses common concerns such as portfolio clutter, investment performance uncertainty, and the need for constant vigilance in financial news.

Niyo Money is a fully managed, goal-oriented investment advisory platform tailored to your specific financial aspirations.

What sets Niyo Money apart is its commitment to supporting investors regardless of their expertise. The platform conducts thorough research, providing users with tailored fund recommendations based on a proven data-driven selection strategy aligned with their financial goals. Should market conditions warrant adjustments to your portfolio, the app notifies you and facilitates timely corrections with minimal effort.

Investing with Niyo Money grants access to zero-commission Direct Mutual Funds entirely online, ensuring a transparent experience without transaction fees or hidden costs.

This platform is suitable for both novice investors eager to begin their journey and seasoned investors seeking goal-oriented planning and automation.

Investment Options for Every Goal

• Reduce tax liabilities through carefully selected ELSS Mutual Funds.
• Create an emergency fund using Liquid Mutual Funds that offer immediate redemption.
• Grow wealth by investing in curated Equity and Debt Mutual Funds aligned with your risk profile.
• Achieve rates of return superior to fixed deposits by choosing from selected liquid or ultra-short-term debt funds.
• Strategically plan for long-term goals, such as retirement or children’s education, utilizing targeted recommendations based on objectives and timelines.

Each financial goal can be planned and invested in separately, with capabilities to project outcomes, define risk profiles, and track progress efficiently.

The Benefits of Zero-Commission Direct Mutual Funds

• No commissions or transaction fees—full transparency in costs.
• Only direct mutual funds available—potential returns up to 1.5% higher than regular funds.
• Flexibility to sell at any time with direct credit to your bank account.
• Seamless switching from other platforms at no cost.

Main Features

• Eliminate confusion with fully guided investing—no research required. Each goal comes with suggested funds for easy investment. Fund recommendations are updated annually to ensure optimal performance.
• Regular reviews and rebalancing—Niyo Money continuously assesses fund performance, replacing underperformers with more promising options through a simple process.
• Highly customizable settings allow for personalized goal definitions, fund selections, asset allocations, and risk profiles tailored to individual investor needs.
• Flexible SIP options which can be started, stopped, or skipped without penalties.
• An intuitive dashboard for effective goal tracking.
• Responsive customer support offering knowledgeable assistance when needed.

Niyo Money stands out as a compelling choice for those seeking a guided investing experience that prioritizes user needs and simplifies personal finance management.